Terms & Conditions

1. About DebtDone

DebtDone is a financial wellbeing and debt tracking app designed to help you understand your debts, track your progress and build healthier financial habits.

By using DebtDone, you agree to these Terms & Conditions. If you do not agree with these terms, you should not use the service.

2. DebtDone does not provide financial advice

DebtDone provides information, calculations and tools to help you understand your financial position and explore different scenarios.

DebtDone does not provide personalised financial, debt, investment, legal or tax advice. You remain responsible for decisions you make about your finances.

If you need personalised advice or are struggling with debt, you should consider speaking to an appropriately qualified professional or recognised debt-support organisation.

3. Calculations and estimates

DebtDone may provide calculations such as estimated debt-free dates, repayment projections, interest estimates and the potential effect of different repayment approaches.

These results are estimates based on the information you provide and the assumptions used by the app. Actual outcomes may differ because of changes to interest rates, fees, repayments, balances or other circumstances.

You should not rely on an estimate from DebtDone as a guarantee of a future financial outcome.

4. Information you provide

You are responsible for making sure the information you enter into DebtDone is accurate and kept reasonably up to date.

Inaccurate or incomplete information may affect the results, projections and insights shown by the app.

5. Using DebtDone responsibly

You agree not to misuse DebtDone or attempt to interfere with the operation, security or availability of the service.

You must not attempt to gain unauthorised access to DebtDone, its systems, other users' information or any underlying technology.

6. Availability of the service

We aim to keep DebtDone available and working reliably, but we cannot guarantee that the service will always be uninterrupted or free from errors.

DebtDone may occasionally be unavailable because of maintenance, technical issues, updates or circumstances outside our control.

7. Changes to DebtDone

We may add, remove or change features as DebtDone develops. We may also update calculations, content or the way certain parts of the service operate.

8. Third-party services

DebtDone may rely on third-party technology and services to provide parts of the app or website.

Where DebtDone links to or interacts with a third-party service, that service may have its own terms and privacy practices.

9. Intellectual property

The DebtDone name, branding, website, app, content, designs and underlying software are protected by applicable intellectual property laws.

Using DebtDone does not give you ownership of any DebtDone intellectual property.

10. Liability

DebtDone is intended to help you better understand and track your finances. We are not responsible for financial decisions you make based solely on information or estimates shown in the app.

Nothing in these terms excludes or limits any liability that cannot legally be excluded or limited.

11. Privacy

Our Privacy Policy explains how information is collected, used and protected when you use DebtDone.

12. Changes to these terms

We may update these Terms & Conditions as DebtDone develops, our services change or legal requirements change.

The latest version will always be published on this page with the date it was last updated.

13. Governing law

These terms are governed by the laws of England and Wales, subject to any rights you may have under applicable consumer law.

14. Contact us

If you have questions about these Terms & Conditions, you can contact us at: